Liability

Insurance Claim FormAt HSNO, we understand that purpose of insurance is to ensure that the guarantee of compensation for specified loss, damage, illness, or death is fulfilled properly. Companies rely on liability insurance to protect the purchaser from the risks of liabilities imposed by lawsuits and similar claims. We have seen how time and time again liability insurance can protect the insured in the event he or she is sued for claims that come within the coverage of the insurance policy. Therefore, given the importance of liability insurance, it’s even more crucial that the HSNO team of professionals assist your liability insurers and attorneys by revising and appraising any liability claim you may be preparing to sign.

The HSNO team is made up of accountants, technology specialists, and consultants that are expert claim reviewers, and thus aim to confirm that there is a fair balance between the insurer and the insured. Many of these policies are listed under a detailed general liability policy. In order for you to make an informed decision, we provide detailed and careful analysis of complex insurance, economic and accounting issues. Our team provides charts, statistical data, and customized financial analysis that gives you the financial data necessary to make a knowledgeable decision during the claims review process.

We focus on all types of liability insurance and have evaluated claims about product recall and disposal expenses, cleanup and decontamination, lost profits, extra expenses, and product rehabilitation and re-establishment expenses. Once we perform our financial assessment we supply you with objective reporting that allows you to make the final decision due to our detailed analysis. We also verify all financial and operating records and other necessary documents to support a claim. Our detailed reports allow you to feel prepared and confident if you need to submit them for cross-examination or other court procedures.